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Our team has been working with SCE employees for over a decade.  We have been working with current employees and retirees alike, so there are not many situations we haven’t seen.  Our passion for education continues with our monthly seminars and onsite one on one meetings that we open up to all employee’s.  Whether you are in Rosemead at the GO’s, Pomona at the PIV’s, Irwindale, or any other location we can meet you onsite and walk you through any questions you have.  Here are some of the most common questions that we come across.

  • When can I retire?
  • How much income do I need?
  • Where does that income come from?
  • Edison’s healthcare coverage into retirement, how does it work?
Pension – Grandfathered Vs. Non-Grandfathered Employees
  • What is the Pension?
  • What are my options with it?
  • How do changing pension rates affect me as a Grandfathered/non-grandfathered employee?
401(k) options
  • Tier 1 – Target Date Funds.
  • Tier 2 – Core Funds.
  • Tier 3 – PCRA (Personal Choice Retirement Account).
  • Which one should I use?
Target Date Funds
  • You have 7 core funds ranging from the “Money Market Fund” to the “International Stock Fund”.
  • Which ones should I use?
  • How much should I put in each?
PCRA – Personal Choice Retirement Account
  • What is this option?
  • How and when do I use it?
  • How much risk am I taking now?
  • How much should I be taking?
ESG (Environmental, Social and Governance)

What is an ESG (Environmental, Social and Governance) investment and can I build an entire ESG Portfolio?

Apple Employees Direct Contact

Los Gatos Office
14830 Los Gatos Blvd, Suite 201
Los Gatos, CA 95032

Our educational meetings aim to answer these questions and many more.  Feel free to book a meeting and ask as many questions as you would like, our team is happy to take the time to talk to you and walk you through any topic of your choice.

For those employee’s that want to take the education one step further we also offer in depth analytics that take a look at all of your investments and a comprehensive look at your entire financial picture.  All of this education is provided free with no obligation to work with or use our team.  You can take our advice and use it as you please. If you do wish to partner with us we are happy to start helping you implement your new financial plan immediately.

Financial planning services are provided pursuant to a separate advisory agreement and include an additional fee. Stratos Wealth Partners, Stratos California and LPL Financial are not affiliated with Charles Schwab.