Financial planning can be overwhelming. Every individual and family has unique needs and deserves personalized services to pursue those needs. At Stratos CA, we customize our plans for you, always putting you first. Our experience and expertise allow us to offer you assistance in the following areas:
Investment Planning
- Portfolio Review
- Time Horizon & Liquidity
- Asset Allocation
- Accumulation Strategy
- Stock Concentration
- Review Investments Held Outside of our Firm
- Investment Recommendations
Cash Management Planning
- Review Monthly Expenses
- Cash Reserves
- Income
- Debt Management
- Mortgage Review
- Lines of Credit
Estate Planning Strategies
- Trusts*
- Wills
- Power of Attorney
- Medical Directives
- Irrevocable Life Insurance Trusts
- Estate Taxes
- Guardians for Minor Children
- Charitable Giving
- Foundations
*LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial.** Stratos Wealth Partners and LPL Financial do not provide legal and/or tax advice or services. Please consult your legal and/or tax advisor regarding your specific situation
Financial Planning for Loved Ones
- Heritage Planning
- Gifting
- Caring for Elderly
- 529 Plans
- UGMA/UTMA
- Spendthrift Trusts
Income Tax Planning Strategies**
- Cost-Basis Review
- Review Realized Gain or Loss
- Loss Carry Forward
- Tax Loss Harvesting
- Roth Conversion***
- Health Savings Account
- Asset Allocation Strategies
** Stratos Wealth Partners and LPL Financial do not provide legal and/or tax advice or services. Please consult your legal and/or tax advisor regarding your specific situation.
*** Traditional IRA account owners should consider the tax ramifications, age and income restrictions in regards to executing a conversion from a Traditional IRA to a Roth IRA. The converted amount is generally subject to income taxation.
Straightforward Fees
You should know what you’re paying your advisor and how we apply those fees to your investments. We’ll explain our fee structure so you have confidence that you’re receiving value from your advisor. After our conversation, we strive to ensure your questions will be answered and make sense to you.